AUTOMATED INSTANT EVALUATIONS (AVMs)

ADVANCED PROPERTY VALUATION MODEL (PVM) WITH CA VALUE CASCADE

As the Freddie Mac Home Value Explorer (HVE) AVM product is being phased out across the industry on July 31, 2025, Universal Real Estate has moved decisively into the future of property valuation with our enhanced Property Valuation Model (PVM).

Our PVM delivers real-time property insights by leveraging advanced analytics, localized data, and proprietary scoring logic tailored for today’s underwriting and lending environments. This next-generation solution is designed to outperform traditional AVMs in both accuracy and reliability.

To ensure confidence and consistency, our system includes a built-in cascade that seamlessly defaults to a CA (Comparable Analysis) value when the PVM result does not meet high-confidence thresholds—giving you a backup rooted in detailed market comparables and valuation intelligence.

Universal Real Estate continues to lead with innovative valuation tools that integrate easily with your existing workflow, helping lenders make faster, smarter, and more informed decisions with every file.  Our AVM capabilities, coupled with Universal’s industry-best Property Condition Report (PCR), Property Searches, and Evaluation/Appraisal services, create a compliant, cost-effective, and streamlined Consumer Equity BUNDLE.